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member perks

Special Discounts

Special Discounts
rate discounts

special thanks for being an awesome member

We work hard to provide you with the best rates possible - but we also give an extra rate bump as a bonus thank you for being you. To learn more about these programs, stop by a branch or contact us!

member loyalty rate

member loyalty rate

You may be eligible to receive a .25% APR1 rate reduction2 on a new auto or fixed-rate personal loan!

military & first responder

military & first responder

As an estra special thank you, active duty, military veterans, and first responders enjoy a .35% APR1 rate reduction2 on new auto loans, HELOCs, personal loans, and lines of credit.

Special Discounts
earn extra cash

earn up to $75 per referral!

Spread the word and get rewarded! Earn up to $753 per referral when you tell your friends, family, coworkers, neighbors... you get it... about your positive experience with Charlotte Metro today.

Start Your Referral

retailer discounts

saving you even more

cell phone protection
cell phone protection

repair & replacement coverage

At Charlotte Metro, we understand how important your cell phone is to you, which is why we offer 2 easy ways to protect it!

Repair or replace your damaged or lost cell phone with your Simply Elite Checking account or your Charlotte Metro Visa Platinum, Platinum Rewards, or Platinum Secured credit card.

cell phone protection

simply elite checking

Pay your phone bill4 with your Simply Elite checking account and your cell phone is protected! Repair or replace your device with coverage up to $300 per claim with a maximum of 2 claims per 12-month period.

Need to file a claim? Contact the Benefits Service Center at 866.210.0361 Monday – Friday, 8:30 am – 5:00 pm EST within 60 days of your loss / damage.

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credit cards

To be able to utilize this coverage, simply pay your monthly cell phone bill with your Charlotte Metro Visa Platinum, Platinum Rewards, or Platinum Secured credit card. Coverage includes up to $250 per claim for a maximum of $500 per 12-month period.

To file a claim, call 866.894.8569 within 60 days of your loss / damage. For full details, refer to the Guide of Benefits.

Get the Details

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