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Calculator

Credit Card Payoff

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Your Money. Your Way.

credit card payoff strategies

Wondering how long it will take you to pay off your credit card? Or trying to decide if it’s a good idea to use your credit card for a big purchase? Use this super helpful credit card payoff calculator to get your answer!

  • Based on your monthly payment amount
  • Based on how fast you want to pay your credit card off
  • Or just see where you stand today
Credit Card Pay Off
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decisions… decisions

Simply drop in your current credit card balance, any planned future charges, your best monthly payment estimate, and click Calculate. Quick Tip: after calculating, read through the Pay Off Credit Card Balance section for some bonus suggestions!

So… What Now?

find your path forward

make a paydown plan

Create a debt paydown plan that’s perfect for you and your current financial situation with this easy-to-use template.

Download the Template

build your budget

Let’s go back to square one and cover everything under the sun about creating a budget to help you jumpstart your financial success.

Get the Budget Builder

balance transfer

Carrying a credit card balance? Transfer it onto a Skyla credit card – for free! And enjoy 0% APR1 for the first 12-months.

Start Your Transfer

ok, so here's the fine print