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Personal Loans

Your Possibilities are Endless

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find the cash flow you need with a rate you deserve

Need more cash flow? Trying to better manage your expenses? Acquire the funds you need with a Charlotte Metro personal loan or line of credit. Help with debt consolidation, medical bills, home improvements, or vehicle repairs. When your personal needs are covered, your possibilities are endless.

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personal loan

personal loan

Acquire the funds you need with a simple variable rate and term. A Charlotte Metro Personal Loan can help with debt consolidation, medical bills, home improvements, or vehicle repairs.

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signature line of credit

signature line of credit

Access the cash flow you’re looking for with a convenient revolving line of credit with a quick and easy approval process, a low variable rate, and you’ll only make payments if you maintain a balance.

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Start Calculating

craft your loan payment

Simply drop in your best estimates and click Calculate. Not quite where you want your payment to be? Make any adjustments needed and punch Calculate again to update.

craft your loan payment

Simply drop in your best estimates and click Calculate. Not quite where you want your payment to be? Make any adjustments needed and punch Calculate again to update.

so... what's the difference?

personal loan vs. signature line of credit

personal loan
line of credit
rate
Fixed-Rate - as low as 10.25% APR*
Variable-Rate - As low as 9.95% APR*
collateral required?
No
No
term limit
0 - 60 months
None
ideal for:
Debt Consolidation
Major Medical expenses
Fixed-price home repairs
Home remodeling projects
Ongoing projects with unknown costs
learning & guidance

personal loan tools & resources

ok, so here's the fine print:

Let's Get Started

how to open your new loan

i'm a member

Already a member? Follow these simple steps to apply for your new personal loan or signature line of credit.

  • Log in to Online Banking
  • Navigate to the Loans tab
  • Select Apply for a Loan in the dropdown menu to get started

Log In

i'm new here

Here’s what you’ll need to get started:

  • Proof of Identity (current driver’s license or state-issued ID)
  • Social Security Number
  • A minimum opening balance of $5
  • The routing number and account number of a valid checking account, debit, or credit card

Apply Now