Skip to main content

Flexible Loan Options that Fit Your Lifestyle

Borrowing Guide Loan Rates

Loan Options & Features

which loan is right for you?

Whether you’re planning for a big purchase, trying to lower your monthly payments, or looking to consolidate debt, we’ll help you find the loan that fits seamlessly into your life.

home loans

Home ownership – that’s the dream. And Charlotte Metro is dedicated to helping you achieve it. Whether you’re buying your first home or refinancing the home you love, we’ll find the right mortgage solution for the biggest investment you’ll ever make.

See My Options

auto loans

Ride away with a great deal! With highly competitive rates and terms, 100% financing for qualified borrowers, and automatic payment plans available, you're sure to find the perfect vehicle loan and still have some change to spare.

Let’s Roll

personal loans

A personal loan gives you access to the funds you need with a simple variable rate and term. Help with debt consolidation, medical bills, home improvements, vehicle repairs, or that next big purchase – the possibilities are endless.

Find Out More

student loans

Rise to the occasion! Our flexible student loan options – in partnership with Sallie Mae – help you get the money you need to make higher education happen.

Get the Details

Loan questions
Q&A Time

tired of asking yourself the same loan questions?

Finding simple, straightforward answers to your loan questions isn’t always…. simple. We get it! At Charlotte Metro, we're here to help you reach your financial goals. And one of the first steps is tackling your loans. That means understanding all your loan options, knowing the breakdown of the principal and interest in your monthly payments (and how those impact paying off debt), and being aware of your overall debt.

Loan questions
Skip-A-Pay

a built-in break from loan payments

Need one more reason you should open your loan with Charlotte Metro? Enter our Skip-A-Pay program! Auto loans, home equity lines of credit (HELOCs), and personal loans are the eligible loan types. If your loan qualifies1, you can skip up to 2 monthly payments in a 12-month period for a small deferral fee of $402 per skip. Use the rest of the money however you wish – tackle that to-do list, catch up on other bills, or just cover some unexpected costs.

More Skipping Info

Learning & Guidance

before deciding on your loan, check out these useful tools and resources

ok, so here’s the fine print: