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Explore Savings Accounts

Put Your Savings Account to Work – for You

Open Your Account

Accounts & Features

let your savings take flight

Your dreams. No matter how big or how small, Charlotte Metro can help you realize them – faster than you ever imagined. It all starts with your primary savings account…

Safe & Sound

your savings account deposits are insured up to $500,000

If you’re not super familiar with credit unions, here’s some bonus info on how your money is protected!

Charlotte Metro is a federally chartered financial institution that’s regulated by the National Credit Union Administration (NCUA). We’re federally insured by the National Credit Union Share Insurance Fund (NCUSIF). Much like the FDIC for banks, the NCUSIF is backed by the full faith and credit of the U.S. government and insures each depositor up to $250,000.

What really sets us apart is that we take it one step further and insure your savings account up to $500,000 through Excess Share Insurance Corporation (ESI)… at no additional cost to you.

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Believe in Better

for your financial future and your community

Charlotte Metro’s savings solutions put your money to work – for both you and your community. Not only will you watch your personal wealth grow, you’ll also be an integral part of a financial cooperative that helps others. Charlotte Metro is a not-for-profit organization that exists to serve our members, not maximize corporate profits. Let’s make a difference… together.

Learning & Guidance

savings resources to jumpstart your success

Let's Get Started

how to open your new savings account

i'm a member

Follow these simple steps to apply for your new savings account:

  • Log in to Online Banking above
  • Navigate to the Accounts tab
  • Select Add Products in the dropdown menu to get started

Log In

i'm new here

Here’s what you’ll need to get started:

  • Proof of Identity (current driver’s license or state-issued ID)
  • Social Security Number
  • A minimum opening balance of $5
  • The routing number and account number of a valid checking account, debit, or credit card

Apply Now