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Mobile Banking

Banking On The Go

Get the App Mobile Pay Options

mobile banking features

bank whenever, wherever

Convenient, secure, 24/7 access enables you to tackle your banking needs on the go. Use your Apple or Android device to:

CMCU's Mobile App
View Accounts

view account activity & analyze spending

Track your accounts, view your transaction history, and link multiple accounts to your Account Summary.

Transfer Funds

make transfers & deposit checks

Easily move money between accounts and make payments on loans or snap a picture of your check and follow the on-screen instructions to make deposits.

Pay Bills

pay bills & make loan payments

Make payments directly from your phone, send or request person-to-person payments with PopMoney, and receive eBills!

Card Controls

control your cards

Activate, freeze, block, and order replacement debit and credit cards from the palm of your hand.

Apply for Loans

apply for loans

Apply for new loans without ever having to leave the app.


find & chat with us

Find your closest Charlotte Metro branch or ATM or send and reply to messages with the Online Services team seamlessly.

Secure Icons

secure banking

We use SSL (Secure Sockets Layer) encryption so that your account information and transactions are masked.

CMCU's Mobile App
fraud alerts

is my account safe?

Absolutely! In our continuing efforts to keep your accounts safe, you’ll receive text alerts about any transaction flagged as fraud on your debit or credit card.

Simply reply YES to confirm the transaction or NO if it's fraudulent.

mobile payment options

ready to use your card with the touch of your finger?

Mobile payment is accepted in grocery stores, boutiques, restaurants, hotels, and so much more. And don’t worry - each device assigns your card an encrypted code, so your information is always protected.*

ok, so here's the fine print:

visa checkout

easier payment options online

Link your Charlotte Metro Visa credit and debit cards with Visa Checkout to securely save your card info and make future online purchases a breeze.

How it Works

telephone banking

manage your money with a quick call

Check account balances, activate or deactivate credit or debit cards, transfer funds, review account history, and more. Simply listen for the instructions and use the commands in the menu below. It’s fast, easy, and free! There’s no enrollment, just call 704.375.0183, select Option 1, and start banking.

menu commands

global commands