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Simply Elite Checking

Spend Smarter. Stay Protected.

Open Your Account Budgeting Guide

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what's included?

tired of using a checking account that doesn't work for you?

We were, too! So we crafted our Simply Elite Checking that's made for you to spend smarter and stay protected on all of your everyday purchases.

  • .10% interest rate1
  • .15% interest rate with 20 debit card transactions1
  • .20% interest rate with 20 credit card transactions1
  • 6 free foreign ATM withdrawals per month2
  • 6 free overdraft transfers per month
  • No minimum balance requirements
  • Automatic overdraft protection from your savings account
  • Free Visa debit card
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Gain access to these perks and so much more for the low monthly cost of $4.95 - with $1 of the monthly cost being donated to the Charlotte Metro Foundation.

Open Your Account

still need convincing?

see how much you can save

benefit
average industry cost
cell phone protection
covers up to $300 in repairs on cell phones3
$11 / month with a wireless carrier
health discount savings
savings on vision, prescriptions and dental services 5
$7.99 / month
ad&d insurance
receive up to $10,000 3
$14.99 / month
extended warranty
extends warranties up to 1 year over the original warranty from US manufacturers3, 8
varies by product
buyers protection
covers items the first 90 days after purchase for accidental breakage, fire, or theft3, 8
varies by product
id theft protection
receive up to $10,000 to cover expenses associated with restoring your identity 3
$14.99 / month
credit monitoring
Equifax, Experian, and TransUnion credit files monitored daily5, 6
$14.99 / month
free credit report
request a single bureau score every 90 days 5, 7
one free report per year
learning & guidance

checking account resources designed for you

ok, so here’s the fine print:

Let's Get Started

how to open your simply elite checking account

i'm a member

Want to open a new account or simply upgrade your existing checking account to a Simply Elite?

As a Charlotte Metro member, you can open a new checking account by submitting this form and a representative will be in touch on or before the next business day to get you all set up!

Submit the Form

i'm new here

Here’s what you’ll need to get started:

  • Proof of Identity (current driver’s license or state-issued ID)
  • Social Security Number
  • A minimum opening balance of $5
  • The routing number and account number of a valid checking account, debit, or credit card

Open Your Account