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Other Loans Other Loans

Charlotte Metro Credit Union (CMCU) offers a wide variety of loan options to help you meet your financial needs.


Signature Line of Credit

Your personal loan for your personal needs.

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  • Simple interest at a competitive rate
  • No collateral required
  • No annual fee
  • Unlimited advances up to approved amount
  • No early pre-payment penalty
  • Low-cost payment protection plan

Overdraft Line of Credit

Protection for your checking account.

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  • Simple interest at a competitive rate
  • No annual fee
  • Help avoid costly overdraft charges

Other Loans

Charlotte Metro also offers loans for major purchases such as buying a home, car or recreational vehicles.

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  • Mortgage Loans
  • Land Loans
  • Auto Loans
  • Recreational Vehicle Loans: Motorhomes, Boats, ATVs, Motorcycles
  • Secured Loans
  • Credit Cards


Loan Payment Calculator

Payment Protection

Cover your financial obligations such as loan payments in the event of an unfortunate life circumstance.

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  • Help protect your family, collateral and credit rating
  • Simple eligibility requirements
  • Fast, easy enrollment for eligible borrowers
  • Coverage* Limit: Dollars ($) Months
    Death $50,000 -
    Disability $12,000 12
    Involuntary Unemployment $3,000 6
    *Some exclusions may apply.
  • Protected Loan Types
    • Automobile
    • Recreational Vehicle
    • Motorcycle
    • Home Equity
    • Line of Credit



Rates and Fees

For additional information refer to the Consumer Loan Rates Or contact us at 704.375.0183 for personal assistance.