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Mortgage Loans Mortgage Loans
Home ownership. That's the dream. And Charlotte Metro is dedicated to helping our members achieve it.


With a variety of mortgage solutions—including a New 30-year fixed Option—our mortgage specialists are ready To find one that fits you…And your dream!

Charlotte Metro’s 1st mortgage solutions include:

15-year & 30-year Fixed

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With reduced fees and reduced closing costs, searching for the perfect home loan is no longer a task!

One, Three and Five Year ARM

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The initial interest rate for an ARM is lower than the rate of a fixed-rate mortgage. A lower rate means lower payments, which may ultimately help you qualify for a larger home.

Land Loans

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Charlotte Metro offers loans for the purchase or refinancing of vacant land at competitive rates and with minimal cost.



Mortgage Payment Calculator

Charlotte Metro’s 2nd mortgage solutions include:


Home Equity Loans & Credit Lines

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Don't come up short on your dreams; unlock the equity you've built up in your home over the years. Send your child off to college, get rid of high-interest debt, or remodel your home. Whatever your goal is, let Charlotte Metro help you achieve it.


Did You Know?

Charlotte Metro now offers well-qualified borrowers a variety of mortgage loans with No PMI?

Call one of our experienced mortgage professionals today and find out more about the many ways Metro could be saving you money.

Learn the Mortgage Basics