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Insurance Insurance


Charlotte Metro Credit Union can take the hassle out of shopping for the best property and casualty insurance rates. Through a strategic partnership with AAA of the Carolinas, CMCU has access to over 15 national insurance carriers. Let us do the leg-work and present you with the cost comparisons - we will diligently work to get you the best rate possible. On average, we can save members hundreds of dollars per year over their existing auto insurance plan.

Here's an example of savings achieved for one Charlotte Metro member:

Other CMCU Annual Savings
$1,513 $1,135 $378


  • Discounts available for special groups, teachers, years of membership, and more
  • New drivers in your family? We can help!

Home and Property

  • Homeowners / Condo
  • Renters
  • Coastal Property / Rental Property
  • Vacation Home
  • Mobile Home
  • Flood


Insurance options may be customized for your business needs.

  • Auto / Property
  • General and Professional Liability
  • Worker's Compensation and Bond Coverage
  • Employment Practices Liability
  • Business Owner's Insurance
  • Umbrella Coverage
  • Directors / Officers of Non-Profit Entities
  Get a quote  


No matter what your need, CMCU offers affordable insurance options.

  • Watercraft - boats and personal water craft (PWC)
  • Motorcycles/ATV/Moped
  • Motorhome/RV
  • Aircraft
  • Trailer (enclosed)
  • Umbrella Insurance
  • Valuable Personal Property

AAA Membership

You know the reliability and quality of the AAA trademark. Protect the things that matter to you by becoming an AAA member. Our members are able to purchase at a discounted price.

  • 24-hour roadside assistance including lockouts, towing, flat tires, dead batteries and running out of gas
  • Travel and vacation tickets, cruise/tour packages, maps, personalized TripTik® routings and travel guides
  • Discounts with hotels, medical prescriptions and other great retailers

Three packages:

  • Basic Membership
  • Plus Membership
  • Premier Membership

Be sure to contact us for additional member savings and to discuss the membership level which best suits your needs.

Insurance Services are available to Charlotte Metro members through a strategic partnership with AAA of the Carolinas. These products are not insured by Charlotte Metro Credit Union, NCUSIF, or any other U.S. government agency.


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