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Debt Cancellation Debt Cancellation
Optimize Your Loan!

Debt Cancellation

Secure your future with our Payment Protection Plan. 

You are pursuing dreams for you and your family - a happy retirement, a college education, or a new car.  But have you considered how your financial obligations would be covered if you fell victim to an unfortunate event?

At Charlotte Metro, we understand that sometimes life can throw you a curve. Unforeseen events occur, which is why we offer our members an optional and easily affordable debt cancellation program.  Our Payment Protection Plan takes care of your loan payments should you become involuntarily unemployed, disabled, or experience loss of life.

Benefits of Payment Protection are:

  • Helps protect your family, assets, and credit rating.
  • Excellent value – financial peace of mind for pennies a day.
  • Immediate enrollment for eligible members.
  • Convenient and simple.

Choose the Plan that Best Fits Your Needs:

Coverage Options

Loss of Life*
Balance cancellation for accidents & sickness up to $50,000


Payment cancellation up to 12 months for accidents and sickness up to $12,000


Involuntary Unemployment*
Payment cancellation up to 6 months for unexpected job loss up to $3000


Payment Protections Plans are available for the following loans:

  • Automobile
  • Recreational Vehicle
  • Motorcycle
  • Home Equity
  • Line of Credit

*Certain exclusions apply

Click here to add payment protection to your existing account.