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Build Up Your Credit with Visa Platinum Secured

Open Your Card Credit 411

Lacing up sneakers
Visa Platinum Secured Credit Card

put the purchasing power in your hands

Looking to start establishing or rebuilding your credit? Simply deposit funds into your savings account to determine your credit limit.

  • Fixed-rate of 9.90% APR1
  • Flexible credit limits up to $20,000
  • 25-day grace period on purchases
  • Online Banking access for payments, history, and balance transfers
  • Optional checking account overdraft protection
Lacing up sneakers
WHAT'S INCLUDED?

your credit card tools

security features

cell phone protection

auto rental collision damage

CARDHOLDERS

lost or stolen card?

To report, call 704.375.0183, 24 hours / day.

Think you just misplaced it? Log in to Online or Mobile Banking and navigate to Card Controls to freeze your card until you’re able to locate it.

Freeze Card

credit cards

not sure where to start?

If you’re interested in a credit card but aren’t quite sure where to start, check out these helpful resources.

get calculatin'

credit card payoffs

See how long it will take to pay off your credit card balance based on your monthly payment - or find out how much your monthly payment will be. Trying to pay your credit card balance off in a certain amount of time? This calculator will help you determine what your monthly payment should be to reach your payoff goal!

credit card payoffs

See how long it will take to pay off your credit card balance based on your monthly payment - or find out how much your monthly payment will be. Trying to pay your credit card balance off in a certain amount of time? This calculator will help you determine what your monthly payment should be to reach your payoff goal!

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Let's Get Started

how to open your new card

i'm a member

Already a member? Follow these simple steps to apply for your new Platinum Secured credit card.

  • Log in to Online Banking
  • Navigate to the Credit Cards tab
  • Select Apply for a Credit Card in the dropdown menu to get started

Log In

i'm new here

Here’s what you’ll need to get started:

  • Proof of Identity (current driver’s license or state-issued ID)
  • Social Security Number
  • A minimum opening balance of $5
  • The routing number and account number of a valid checking account, debit, or credit card

Apply Now