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Whether for everyday business operations, for business expansion, or for unforeseen "rainy day" expenses, a Charlotte Metro business credit card is one of the better values you'll find if you're shopping for a business credit card. Apply today and start benefiting from better rates and better service by banking locally.


VISA Business Platinum

Enjoy the convenience of using a credit card that is readily accepted around the corner and around the world. With competitive low interest rates and flexible credit limits, the Charlotte Metro Business VISA credit card will meet all of your organization's wants and needs.

Click here to see features
  • No annual fee
  • Introductory offer: 0% on purchases and balance transfers (1)
  • Instant Issue Cards -- walk out of the branch with your card
  • Flexible credit limits of $500 to $50,000
  • No balance transfer fee or cash advance fee on approved transfer
  • Competitive low interest rates – as low as 10.99%
  • Variable rate (2)
  • Optional checking account overdraft protection
  • Convenience checks processed as balance transfer for lower rate
  • 25-day grace period on purchases
  • Online Banking access for payments, history, balance transfers, etc.
  • And more!


Click here to see Disclaimers
  1. During the first six (6) months from account opening, the rate for purchases and balance transfers will be 0.00% Annual Percentage Rate (APR). After the sixth (6) month, your balance for purchases and cash advances will adjust to the rate in your credit card agreement. As of the first day of each month, the APR for variable rate VISA credit cards ranges from 7.95% to 17.99%. This rate will change with the market based on the Prime Rate. Rates are subject to change without notice. APR may vary depending on a review of your credit score and other underwriting factors. Balance transfer amounts may not exceed your approved credit limit. Standard underwriting terms and conditions apply.
  2. Variable rate information: The Annual Percentage Rate may increase or decrease if the Prime Rate Index “PRI” increases or decreases. The PRI is the highest prime rate published in the Wall Street Journal on the last business day of the month. If this index is no longer available, the credit union will choose a new index which is comparable to the index described herein.

Credit Card Payoff Calculator

To apply for a Business VISA Credit Card, call one of our business lending experts at 704.375.0183 or email us at to get started today!


Security features for your peace of mind

Verified by VISA

Get an extra layer of protection by selecting a personal password that confirms your identity at the time of purchase.Click here to register your VISA credit card.

VISA Zero Liability

No liability to you for unauthorized purchases whether online or in-person. Does not apply to ATM transactions. Other restrictions apply.

Lost or Stolen Cards

To report a lost or stolen VISA card, call 888.633.2628, 24 hours a day.

Or follow the steps below to block cards through our Online Banking.

First, login to online banking. Next, click on Self Service. Finally click on Block Card.