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Business Banking at Charlotte Metro


Since 1962 Charlotte Metro Credit Union has been providing banking services to the citizens of Charlotte and the surrounding communities under a single guiding principle: people should be helping people succeed.

In 2008 we began applying that principle to business banking.

Now, Charlotte Metro is reaching out to small businesses in our region to offer the same affordable banking services and lending solutions that we’ve provided to the retail market for over 45 years. Whether you have a start-up sole proprietorship with big dreams or an established small business with growing lending needs, Charlotte Metro has what it takes to help you meet your goals.

Just take a look at some of the advantages that come with doing your business banking with Charlotte Metro:

Interest on business accounts—No complicated sweep accounts to manage or confusing formulas to master. Your idle cash earns you interest.

Experienced business banking professionals—Our business banking team brings together a knowledge base from business banks all over the country. But being right here at home they’re always available when you need them.

Local decision makers—Our professional lenders and loan committees are right here in Charlotte, guaranteeing fast turnaround on most lending decisions.



Charlotte Metro Business Banking Solutions:

Business Basic Checking

For the small business with general banking needs, Business Basic Checking is the solution of choice. With a $100.00 minimum opening deposit, your checking account pays you a fixed rate of interest (compounded/credited monthly based on average daily balance) and includes 200 free items each month.* And the low $5.00 monthly maintenance fee is waived if you maintain a monthly average balance of $2,000 or more.

Business Premier Checking

Charlotte Metro’s Business Premier Checking offers the larger business the flexibility it needs to maximize its return on idle funds. It only takes a $100.00 minimum opening deposit. Our tiered interest rates (compounded/credited monthly based on average daily balance) allow you to earn higher rates for higher balances. (Please talk with one of our business banking representatives to get the latest rates.) You’ll also get 400 free items per month* and the $15.00 monthly maintenance fee is waived if you maintain amonthly average balance of $5,000.

* Includes deposits, checks deposited and checks cleared.

Becoming a Business Member

Ready to join Charlotte Metro and start enjoying the benefits of membership? It's easy!

To open up your basic membership share account
(a savings account) an opening/minimum balance of
$25.00 is required.

For our online membership application please click here.