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CMCU Bill Pay Bill Pay

Online Bill Pay

No more looking for that lost roll of stamps. No more sitting down with your checkbook and a big stack of bills to write out your payments by hand. With Online Bill Pay from Charlotte Metro, paying your bills is as easy and convenient as checking your account balances in Online Banking.

Click here for a Bill Pay Demonstration.

Pay your bills whenever and wherever you want. It's safe. It's easy. And it's secure. Sign up today!

Money HQ

With Money HQ, you can monitor all of your financial accounts at a glance, safely transfer money from one account to another, track credit card transactions and more. Money HQ is available to Charlotte Metro Bill Pay Members only, and it's free for 60 days.

Want to see Money HQ in action? Check out our CMCU Bill Pay demonstration above and click on the Money HQ tab.

Secure Technology. We use a minimum of 256-bit encryption technology and personal password protection to ensure that your account information remains private and secure while you are online. Your Online Statements are secured with multiple layers of encryption, firewalls, and screening. The safety of your financial information is of the utmost importance to us, which is why these security measures exceed industry standards.


Online Bill Pay – eBills

Save time and money while limiting your risk of identity theft by receiving electronic bills.  Our online banking service now allows you to not only make payments online but also to review certain bills online. 

What is an eBill?
Electronic bills, also known as “eBills,” are a convenient, secure and environmentally friendly way to receive the paper statements you currently get in your mailbox.  Many of the merchants you do business with offer the ability to receive your statements electronically.

How Do I Get Started?
If eBill is available for a specific merchant, you will notice an enroll button under the eBills section next to the payee name.  To verify your identity, you will receive a one-time request to establish a user name and password which you will then use to finalize eBills set up.  When you’re ready to pay your bills, all you need to do is log in to Online Banking, access online bill pay and enter the amount. Then, schedule the date you want the bill paid and click to pay. It's that easy!

Benefits of eBills
You may be getting charged to receive your paper bills in the mail! Avoid the paper charge, and save money on stamps and envelopes with eBills. Other great benefits of receiving and paying bills online include:

  • Convenience and Control– Access your bills anywhere, anytime through our secure online site. And unlike an automatic draft where the same amount is deducted from your account every month, with eBills you determine when and how much you want to pay.       
  • Safeguard Your Credit Score – You can receive e-mail reminders when bills are due so you can pay them on time.  
  • Better Organization – With eBills there’s no need to file any paperwork and you can eliminate the stacks of bills cluttering up your desk.
  • Enhanced Security – Are you a target for identity theft? Replacing paper bills with electronic versions allows you to reduce the amount of personal information left sitting in your mailbox.