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If you LIVE, LEARN, WORK or WORSHIP in any of the following counties, you can open an account: Cabarrus, Gaston, Iredell, Lincoln, Mecklenburg, Rowan, and Union Counties in North Carolina; York, Lancaster, and Chester Counties in South Carolina.

Ready to join Charlotte Metro and start enjoying the benefits of membership? It's easy!

Our automated account opening process lets you apply for membership, select your services, and even start funding your new accounts...without even going to a branch!

Just click on the link at right and you're on your way.

Charlotte Metro Credit Union requires proof of identity (current driver's license or state issued ID) and social security number to open an account.

All new checking accounts are verified through Chexsystems before opening and all loan applications are verified through national credit bureaus.
To open up your basic membership share account (a savings account) an opening/minimum balance of $25.00 is required.

For our online membership application please click here. You may also join at any of our branch locations:

718 Central Ave-Main
16649 Statesville Rd N-Huntersville
11110 East Independence Blvd-Matthews
4525 Sunset Rd-Charlotte
2732 Ashley Rd-Charlotte
1835 W WT Harris Blvd-Charlotte
11228 Ardrey Kell Rd-Charlotte
8845 Craver Road (UNCC Student Union)-Charlotte

For more information call 704.375.0183 or send an email.