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digital banking

Get to Know Your Financial Tools

features & benefits

your life isn’t 9 to 5, so why would your banking be?

With Charlotte Metro’s Digital Banking, you have convenient, secure, 24/7 access to your accounts right from your computer, tablet, or smartphone. Analyze spending, create custom alerts, make transfers, pay bills, send secure messages, and so much more. Check it out...

Online Banking Features Mobile Banking Features

account linking

View all of your Charlotte Metro accounts in one place.

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auto transfers

Make saving second nature with automatic transfers. 

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bill pay

Take the hassle out of payments and simplify your monthly bills.

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budgeting

Streamline your finances with budgeting and analysis tools.

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card controls

Stay in control of all your Charlotte Metro cards from one location.

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courtesy pay

You're covered - even if your account doesn't have the available funds.

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custom alerts

Monitor your transactions and balances with alerts. 

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skip-a-pay

Skip eligible loan payments to add a little cash back to your wallet.

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Insured Savings

going beyond industry-standard

What really sets Charlotte Metro apart is that - instead of the industry-standard up to $250,000 deposit insurance - we take it one step further and insure your deposits up to $500,000… at no additional cost to you! So know that your money is 100% safe and insured with us.

getting started

digital banking enrollment

Enrolling in Charlotte Metro's Digital Banking is quick and easy! The process takes less than 5 minutes and then you can enjoy all the benefits of Online and Mobile Banking!

Enroll

have a question?

how do i sign up for online banking?

how much does online banking cost?

is my account secure?

it keeps saying invalid username or password. how do i login?

why is a security code required to register for online banking?

am i required to enter a security code every time?

online banking still requires me to enter a security code every time i log in.

who should i contact if i have problems?

how do i find charlotte metro's routing number?