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Auto Loans Auto Loans
  1.99% APR* on New and Used Autos  
  Charlotte Metro is now offering rates as low as 1.99% APR* on new and used auto loans for a term of 72 months or less!

For faster financing click on the blue Apply Now button to the right!

*Annual Percentage Rate (APR). APR for qualified borrowers only. Rates subject to change without notice. Maximum loan term is 72 months. Existing CMCU auto loans are not eligible.

  Auto Financing Options from Charlotte Metro  
  Charlotte Metro offers a variety of financing options for your automotive and recreational vehicle needs. Our account experts are prepared to help you find the best possible financing option to suit your needs.

Want to see how quickly Charlotte Metro can help you? Give us a call at 704.375.0183 or apply through your online account. Not a Charlotte Metro member? Go to our Become a Member page to join and submit your application.

Consumer Loan Rates

  Shop Smart. Buy Smart.  
  Click here to research New and Pre-Owned vehicle prices from NADA Guides.  
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Charlotte Metro offers the following Auto Loan options:

New Auto
Buying a new passenger auto is simple when you come to Charlotte Metro! We have a variety of rates and terms available to finance the car you want!

Steal the Car
If you've already purchased a new car with financing elsewhere, we may be able to do better! Bring us your auto loan from another institution, and we'll lower your rate by up to 1.0%APR** for loans up to $24,999 and 1.5% APR** for loans above $25,000!

Used Auto
We offer great rates and terms for used passenger vehicles up to ten years old.

Older Used Auto
Looking to purchase an older auto? Check out our rates for passenger vehicles over ten years old.

Even grown-ups love toys, and Charlotte Metro makes it easy for your inner child to get out there and have some fun!

**APR=Annual Percentage Rate. Please review our current rate list for the lowest Steal the Car Loan rate available. Rates shown are for qualified borrowers only. Existing CMCU auto loans are not eligible.