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ATM Locations Atm Locations
     
 
Convenient access to your Charlotte Metro Federal Credit Union accounts 24 hours a day! We recommend that you use Charlotte Metro ATMs (all of your transactions with a CMCU ATM/Checkcard are free at a CMCU ATM) or a CashPoints ATM.
 
     
 


For a full list of No-Surcharge ATMs throughout North Carolina click here.

Free or Fee? It's an easy choice.

Everyone loves the convenience of ATM's. But no one likes those expensive surcharge fees, which can add up, $3.00 or more per withdrawal. The No-Surcharge logo is your assurance that as a credit union owned ATM, there is no surcharge or access fee for using your ATM or Debit card. Surcharges are fees that non-CMCU financial institutions charge you for using their ATM machine.

Follow these tips to avoid or reduce the expense of ATM surcharges:

  • Look for a CMCU ATM. We have several listed below in the greater Charlotte area.
  • Look for the No-Surcharge logo at locations such as CashPoints.
  • Get cash back from your purchase at a merchant.
  • Organize spending habits. Make larger withdrawals to reduce your visits.

Non-CMCU ATM Transactions

First four withdrawals per month FREE!
(does not include machine surcharge)
Over 4 withdrawals per month $1.50

ATM Transactions

Signature VISA transactions FREE!
ATM/Debit Card (issue) FREE!
Debit Card Monthly Fee FREE!
ATM/Debit Card Replacement $7.00

ATM Card Limits:

Maximum Daily ATM withdrawals $500.00
Maximum Daily PIN transactions $1000.00
Maximum Daily Signature transactions $0.00

Personal Debit Card Limits:

Maximum Daily ATM withdrawals $500.00
Maximum Daily PIN transactions $2000.00
Maximum Daily Signature transactions $2000.00

Business Debit Card Limits:

Maximum Daily ATM withdrawals $500.00
Maximum Daily PIN transactions $2000.00
Maximum Daily Signature transactions $2500.00

Lost or Stolen Card

If your card is lost or stolen please report it immediately by calling 704.375.0183 or 1.888.633.2628.  You can block your card if it is lost or stolen via the Charlotte Metro Online Banking or Audio anytime night or day.  DO NOT RELY ON EMAIL TO BLOCK YOUR CARD.

 
 

 

Fee Free ATMs to CMCU Members:

RAYS SPLASH PLANET

Map        
Main Lobby
251 North Sycamore Street
Charlotte, NC 28202

CATS BUS OPERATION FACILITY

Map        
3145 S. Tryon St.
Charlotte, NC 28217

 
     
 

CMCU ATM Locations:

CAROLINAS MEDICAL CENTER

Dispenses $20s Deposits Accepted Walk-up ATM          
3rd Floor Outside Cafeteria
1000 Blythe Blvd
Charlotte, NC 28203

CAROLINAS MEDICAL CENTER

Dispenses $20s Walk-up ATM            
at Emergency Room entrance - Scott Ave
1000 Blythe Blvd
Charlotte NC, 28203

CAROLINAS MEDICAL CENTER

Map Dispenses $10s Dispenses $20s Walk-up ATM          
Levine's Children Hospital
1000 Blythe Blvd
Charlotte, NC 28203

CAROLINAS MEDICAL CENTER- MERCY

Dispenses $20s Walk-up ATM            
2001 Vail Ave
Charlotte, NC 28207

CAROLINAS MEDICAL CENTER-PINEVILLE

Dispenses $5s Dispenses $20s Walk-up ATM          
Emergency Department
10628 Park Rd
Charlotte, NC 28210

CAROLINAS MEDICAL CENTER- STEELE CREEK

Map Dispenses $5s Dispenses $10s Walk-up ATM          
13640 Steelecroft Parkway
Charlotte, NC  28278

CAROLINAS MEDICAL CENTER- UNIVERSITY

Dispenses $20s Walk-up ATM            
Main Lobby near Gift Shop/Canteen
8800 North Tryon St
Charlotte, NC 28262

CAROLINAS REHABILITATION

Map Dispenses $10s Dispenses $20s Walk-up ATM          
1100 Blythe Blvd
Charlotte, NC 28203

CHARLOTTE METRO FEDERAL CREDIT UNION

Dispenses $20s Deposits Accepted Drive-up ATM          
Ashley Road Branch
2732 Ashley Road
Charlotte NC 28208

CHARLOTTE METRO FEDERAL CREDIT UNION

Map Dispenses $20s Deposits Accepted            
Ballantyne Branch
11228 Ardrey Kell Road
Charlotte, NC 28277

CHARLOTTE METRO FEDERAL CREDIT UNION

Map Dispenses $20s Deposits Accepted Drive-up ATM          
Drive Thru Central Ave (2 ATM's)
818 Central Ave
Charlotte, NC 28204

CHARLOTTE METRO FEDERAL CREDIT UNION

Map Dispenses $10s Dispenses $20s Deposits Accepted Walk-up ATM Drive-up ATM      
Huntersville Branch
16649 Statesville Rd North
Huntersville, NC 28078

CHARLOTTE METRO FEDERAL CREDIT UNION

Map Dispenses $10s Dispenses $20s Deposits Accepted Walk-up ATM        
Main Branch
718 Central Ave
Charlotte, NC 28204

CHARLOTTE METRO FEDERAL CREDIT UNION

Map Dispenses $20s Deposits Accepted Drive-up ATM          
Matthews Branch
11110 Independence Blvd
Matthews, NC 28105

CHARLOTTE METRO FEDERAL CREDIT UNION

Map Dispenses $20s Deposits Accepted Drive-up ATM          
Sunset Road Branch
4525 Sunset Road
Charlotte NC 28216

CHARLOTTE METRO FEDERAL CREDIT UNION

Map Dispenses $5s Dispenses $20s Deposits Accepted Walk-up ATM        
UNCC Branch - Student Union
8845 Craver Road
Charlotte, NC 28223

CHARLOTTE METRO FEDERAL CREDIT UNION

Map Dispenses $20s Deposits Accepted Walk-up ATM Drive-up ATM        
University Branch
1835 West WT Harris Blvd
Charlotte, NC 28262

CHARLOTTE OBSERVER

Dispenses $20s Walk-up ATM            
600 South Tryon St
Charlotte, NC 28202

GOVERNMENT CENTER

Dispenses $20s Walk-up ATM            
600 East 4th St
Charlotte, NC 28202

NORTHEAST MEDICAL CENTER

Map Dispenses $20s Walk-up ATM            
920 Church St N
Concord, NC 28025

POLICE HEADQUARTERS

Dispenses $20s Walk-up ATM            
601 Trade St
Charlotte, NC 28202

PRESBYTERIAN HOSPITAL

Dispenses $20s Walk-up ATM            
200 Hawthorne Ln
Charlotte, NC 28204

PRESBYTERIAN HOSPITAL-HUNTERSVILLE

Dispenses $10s Dispenses $20s Walk-up ATM          
10030 Gilead Rd
Huntersville, NC 28078

PRESBYTERIAN HOSPITAL- MATTHEWS

Dispenses $20s Walk-up ATM            
1500 Matthews Township Pkwy
Matthews, NC 28105

UNCC CENTER CITY

Map Dispenses $10s Dispenses $20s Walk-up ATM          
Main Lobby
320 East 9th St.
Charlotte, NC 28202